Faena Fondorio analyzes irregular income streams from self-employment in real time and proposes capital optimization decisions. No minimum deposit: the system operates from any initial amount.
The engine combines predictive modeling with individual cash flow analysis. It does not require manual configuration or constant supervision by the user.
The system records income and expenses linked to projects, identifying seasonality patterns typical of self-employment.
The probability of periods of low billing is calculated and compared against the historical volatility of each profile.
The platform proposes capital reallocations to cover gaps between projects, without manual intervention.
Three modules operate together to reduce the financial exposure of the self-employed without requiring high initial capital.
The algorithm weights two main variables: market volatility and the self-employed's payment pattern. Based on both, it determines what proportion of a specific surplus is allocated to the liquidity reserve and what proportion is oriented towards growth.
Each decision is recorded with the variable that originated it, so that the user can review the criteria applied at any time.
The analytics engine behaves differently depending on when in the user's billing cycle.
When the system detects a surplus over the average fixed expenses, it reallocates a portion to a liquidity reserve calculated according to the historical volatility of the profile. The rest remains available without restrictions.
In periods without active billing, the system releases part of the previously accumulated reserve, adjusting the release rate to the flow analysis projected for the following weeks.
The cash flow data is processed in encrypted form and is used exclusively for the calculation of recommendations. They are not shared with third parties outside the service.
No. Faena Fondorio works with no minimum deposit. The analysis logic is applied to the available capital, regardless of the amount.
During the first weeks, the predictive model works with conservative parameters until sufficient data on the user's billing pattern is accumulated.
No. The terms of use are displayed before activating the analysis, without additional undisclosed charges.
Registration requires no minimum deposit or commitment to remain. The analysis begins as soon as the first revenue stream is connected.